Splash offers a variety of loans tailored to fit many situations. People with less than perfect credit can get a new pool, spa or pool remodel loan. We have options for you. There are financial benefits to investing in your backyard. It increases the value of your home and can be a definite selling point to any potential buyer. We have had many customers comment on actually saving money because they invested in their front and backyard. It became their vacation spot and helped them to save money in entertainment all around. Most financing options are done on the Internet so it’s really easy to apply. Another benefit is that every dollar of interest you pay can be taken as a direct deduction from your taxable income.
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Frequently asked questions
Question: My credit isn’t perfect. Can I still get a loan for my pool or spa?
Answer: Yes! Many of our lenders are able to make home improvement loans for people with less than perfect credit.
Question: I have no equity in my home and no money for a down payment. Can I still get a loan?
Answer: Yes! We have lenders that require no equity and no money down for your pool
or spa loan.
Question: Can I put my pool purchase in my first mortgage?
Answer: Yes! New construction and resale home mortgages are great ways to finance your new pool. The rates for first mortgages are usually lower than home equity loans and the term length is usually longer, resulting in lower monthly payments. You may qualify for both home and pool in one loan and have only one payment.
*Available options based on approved credit and program availability. Exclusive rates subject to availability.